Day: January 25, 2019

Overview of the Edward Jones Mastercard

Current investment account holders of investment firm Edward Jones can opt to apply for the Edward Jones World Mastercard. The card is only available to members and is specifically designed to benefit balance transfers.

Cardholders with higher interest credit cards can take advantage of the 0% introductory offer on balance transfers made within 60 days of opening your account. This is an offer that is advertised frequently. There are other features you can expect:

Online Account Management

Cardholders can access their account online via -.The site is available 24 hours a day 7 days a week for members to access. You can login to your account from your mobile devices or home computers.

The information available for members to view is much of the same information available when you receive your monthly billing statement. You will have access to your credit limit,account balance,transactions,etc.

Balance Transfer Feature

As mentioned earlier you will receive the first 60 days no interest on balance transfers. After the 60 day period you’ll receive a 15.24% APR which also entails a 3% or $5 minimum transfer amount.

This features when available is an attractive opportunity for members looking to save money and pay down debt faster.

Rewards Potential

The opportunity to earn rewards points is another attractive perk for cardholders. The rewards systems operates as follows:

  • Earn 1 point for every $1 spent
  • Redeem points for cash back,statement credits,travel,gift cards,charitable donations,or Edward Jones Loyalty Invest deposits

With this credit card there is also no annual fee. Many cards require an annual fee but if you can locate a great card like this Edward Jones Mastercard then you can at least save on annual fees.

When Can You Sue After A Car Wreck?

When it comes to auto crashes,it is important to note that some states follow no-fault rules while others normally consider fault when making insurance settlements. Whether you live in a no-fault of fault-based jurisdiction,there are situations that may force you to file a car accident lawsuit after a car crash. Please note that the victims of an auto wreck do not always need to sue the at-fault driver.

What Happens After an Auto Wreck

After a traffic accident,policyholders only need to document the damage on the vehicle and take pictures of the scene. Exchanging of insurance information and personal details with the other affected parties is also recommended. Do not forget to record the license plate numbers of the other vehicles. Once you have the required information,you only need to notify your auto insurer and file a claim for compensation.

In case of a serious crash,you will have to call the police and your insurer to come and document as well as investigate the incident to determine who was at fault. After the investigation,you can file your claim.

When Can You Sue After a Car Wreck?

i) You Have Been Seriously Injured
If you have been seriously hurt during a car wreck,you will have to sue the at fault driver for the pain and suffering you experienced. After all,auto insurers do not usually offer compensation for pain and suffering experienced by victims of a crash.
ii) Injuries Cost More Than Settlement Offered
If the auto insurer is offering a settlement that is less than the injuries you experienced,you should sue. After all,you should not be forced to dip into your own pockets to pay for something that was not your fault.
iii) Denied Liability
If the auto insurer refuses to make a payout because of disputed liability,you should hire a auto accident attorney to help resolve the issue.